Privacy Policy

1. Introduction

Early Bird Advance Inc. (“Early Bird Advance,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy describes how we collect, use, disclose, and protect information when you visit our website, contact us, or submit an application for business funding.

2. Information We Collect

Depending on how you interact with us, we may collect information including:

• Name, email address, telephone number, and mailing address;
• Business name, business address, industry, ownership information, and other business details;
• Social Security numbers, dates of birth, and other identity information;
• Business financial information, revenue information, bank statements, and other financial documents;
• Information contained in funding applications and supporting documents;
• Information you provide when communicating with us; and
• Technical information associated with use of our website, such as device, browser, and usage information.

3. How We Use Information

We may use information we collect to:

• Process and evaluate business funding inquiries and applications;
• Identify funding products or providers that may be appropriate for a business;
• Verify information submitted in connection with an application;
• Communicate regarding applications, funding options, requests for additional information, and related services;
• Operate, maintain, improve, and protect our website and services;
• Prevent fraud, misuse, and other unauthorized activity; and
• Comply with applicable legal and regulatory obligations.

4. How We May Share Information

We may disclose information as reasonably necessary in connection with the services you request, including to funding providers, lenders, financial institutions, service providers, verification providers, and other parties involved in evaluating or processing a business funding request.

We may also disclose information when required by law, legal process, or governmental request, or when reasonably necessary to protect our rights, users, business, or services.

SMS and Mobile Information
We do not sell or share consumer personal information, including mobile phone numbers, with third parties or affiliates for their marketing or lead generation purposes. Mobile information and SMS opt-in consent will not be shared with third parties or affiliates for marketing or promotional purposes. Information may be shared with service providers as necessary to provide our communications and services, or as otherwise required by law.

5. Credit and Verification Information

When authorized in connection with a business funding application, Early Bird Advance and/or applicable funding providers may obtain information used to verify identity, business information, financial condition, or creditworthiness in accordance with applicable authorizations and law.

6. Cookies and Website Information

Our website and service providers may use cookies and similar technologies to operate the website, understand website usage, maintain security, and improve functionality. Your browser may allow you to control or disable certain cookies.

7. Data Security

We use reasonable administrative, technical, and organizational measures designed to protect information in our possession. However, no method of electronic transmission or storage can be guaranteed to be completely secure.

8. Data Retention

We may retain information for as long as reasonably necessary to provide our services, maintain business and transaction records, comply with legal obligations, resolve disputes, prevent fraud, and enforce agreements.

9. Your Choices

You may contact us regarding questions about information you have provided or to request that we update or correct certain information. Some information may need to be retained for legal, regulatory, fraud-prevention, or legitimate business purposes.

10. Third-Party Services

Our website or application process may use or link to services provided by third parties. Those third parties may process information according to their own privacy practices, and we encourage you to review their applicable privacy policies.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make changes, we may update the “Last Updated” date shown at the top of this page.

12. Contact Us

If you have questions about this Privacy Policy or our privacy practices, contact: